Privacy Policy

1. Introduction

AfriInvest ("we", "us", or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

2. Information We Collect

2.1 Personal Information

• Name, email address, phone number
• Physical address and country of residence
• Date of birth and nationality
• Government-issued ID documents (passport, driver's license)
• Tax identification numbers

2.2 Financial Information

• Bank account details
• Investment portfolio and preferences (for Investors)
• Business financial statements (for Borrowers)
• Transaction history

2.3 Technical Data

• IP address and device information
• Browser type and version
• Cookies and usage data
• Login timestamps and activity logs

3. How We Use Your Information

We use your information to:

• Provide and maintain our services
• Process transactions and payments
• Verify your identity (KYC compliance)
• Detect and prevent fraud
• Send you important updates and notifications
• Improve our platform and user experience
• Comply with legal and regulatory requirements
• Match investors with suitable investment opportunities
• Evaluate loan applications for borrowers
• Calculate and process referral commissions for brokers

4. Data Sharing & Disclosure

We may share your information with:

• Other Users: Limited information shared between investors and borrowers for transactions
• Service Providers: Payment processors, KYC verification services, cloud storage
• Legal Authorities: When required by law or to protect our rights
• Business Partners: With your consent for specific services

5. Data Security

We implement industry-standard security measures to protect your data:

• SSL/TLS encryption for data transmission
• Encrypted storage of sensitive information
• Regular security audits and penetration testing
• Access controls and authentication protocols
• Employee training on data protection

6. Your Privacy Rights

You have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete information
• Deletion: Request deletion of your data (subject to legal obligations)
• Portability: Receive your data in a portable format
• Withdraw Consent: Opt-out of non-essential data processing
• Object: Object to certain types of data processing

To exercise these rights, please contact us at privacy@afriinvest.com

7. Cookies & Tracking

We use cookies and similar technologies to enhance your experience. You can control cookie preferences through your browser settings.

8. Data Retention

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. KYC documents may be retained for up to 7 years after account closure as required by financial regulations.

9. Contact Us

For privacy-related questions or concerns, contact our Data Protection Officer: